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Examining your spending habits may seem a little unpleasant at first, but take a look at it this way: If you glanced in the mirror and found some of your hair astray, you would do something to fix it. The same applies to your financial profile — only your finances are far more important. In this lesson, you will learn to distinguish between your financial needs and wants, track your spending, live within your means, and map out a spending plan. You’ll also start to recognize the impact your financial decisions have on others around you.